The 2015 Retirement Confidence Survey revealed that only 24% of today’s workers are very confident that they will have enough money to live comfortably
Annuities have a long and historic lineage dating back to ancient times when Roman citizens and soldiers would receive an “annua”, or annual stipend, from the
The one thing of which we can all be certain of, is change. Life happens every day and, as a result, we are constantly assessing our situation and changing our
Critics of whole life insurance point to the higher premiums these plans require and the inflexibility of the payment schedule; however, when the structure and
Although whole life insurance, in its present form, has been around for over a century, it remains somewhat of an enigma for people who want to buy permanent
The decision to buy life insurance is one of the most important that we can make in our financial lives. It requires careful consideration of our needs
It happens when you least expect it - a fall from a ladder, a skiing accident, a serious illness- no one plans to become disabled. As a result, very few people
Before attempting to answer this question, you must have a thorough understand of exactly what you are insuring. The purpose of life insurance is usually to